HUD Foundation Inspection
Ensuring Stability for FHA/VA Loans
A HUD foundation inspection – specifically the Permanent Foundations Guide for Manufactured Housing – is a critical step for homeowners in Ohio looking to secure FHA, VA, or USDA financing. Unlike a standard home inspection, this is a highly specialized assessment to verify that a manufactured home is permanently tied to the earth in accordance with federal standards
Why This Inspection is Non-Negotiable
For a manufactured home to be treated as real estate (and thus eligible for traditional government-backed mortgages), it must meet specific engineering criteria. Adkins Home Inspection provides the professional oversight required to confirm:
Structural Attachment: The home is anchored to a foundation system that resists flotation, collapse, or lateral movement.
Frost Line Compliance: Footings are deep enough to withstand Ohio’s freeze-thaw cycles.
Site Integrity: Proper drainage is present to prevent water from undermining the foundation’s stability.
We understand the local soil conditions and regional requirements that impact foundation performance. Our process ensures that your “Certification of Compliance” is handled with the precision required by lenders, preventing last-minute closing delays.